This morning I picked up my balls and called the bank that I owe money to, and the cell phone company I flaked on over a year ago. I just completely stopped paying either of them when I moved home a year ago. It keeps me up at night, knowing that I'm acruing debt every month.
So, The bank didn't answer, so I left a message and I'm waiting to hear back. While I was on hold for the phone company I was actually shaking, and felt completely nauseous. The phone man ended up being completely nice to me, which calmed me down quite a bit. We'll see how I can tackle this debt, it's got to be done.
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